In recognition of the first anniversary of the Patient Protection and Affordable Care Act's enactment on March 23, 2010, United Spinal has created a document for people with disabilities interested in Health Care and Health Reform. This document answers commonly asked questions including:
- If I do not get coverage through my employer and am not eligible for Medicare or Medicaid, what are my options for affordable coverage under the law?
- I’ve seen reported that the courts have found the health reform law unconstitutional. So is it dead?
- I’m considered a high-risk patient and until 2014 my pre-existing condition could preclude my ability to obtain insurance. What can people like me do for coverage until then and will it be affordable?
- I seem to pay a lot of money out-of-pocket for deductibles and co-pays above and beyond my premium payments. Does the law establish any limits on such cost sharing and out-of- pocket expenses and, if so, when do they go into effect?
From United Spinal Association (4.18.11):
Answers to 20 Often Asked Questions On The Health Reform Law
Prepared by
Joe Isaacs, MSPH, CAE, FASAE, Vice President for Public Policy, United Spinal Association
Andrew Morris, MSPH, Director of Government Relations, United Spinal Association
Barbara L. Kornblau, JD, OTR, FAOTA, University of Michigan-Flint
On March 23, 2011, “The Patient Protection and Affordable Care Act” (P.L. 111-148/152) celebrated its first anniversary and there remains significant confusion among those with disabilities about the law, including concerns as to whether it even still exists. In honor of this milestone in the life of this landmark legislation so important to those with disabilities and chronic illnesses and more than 32 million uninsured Americans, the United Spinal Association is taking this opportunity to compile answers to the most often heard queries we have received from our members and others about the law, which also is widely referred to as the “Affordable Care Act” (ACA) or the health reform law or, by its detractors, as “Obamacare.”
Like the game so many of us have played on those long car trips, we identified “20 Questions” that have often been raised about the law’s status, provisions, benefits and impacts. These questions and answers are presented in no particular order of importance, as the definition of “importance” is in the eyes of the beholder.
While the law is steadily being implemented, several of its key provisions will not become effective until 2014. But we hope our responses will assist readers to better appreciate the structure and benefits of the new law and what lies ahead. At the conclusion of the questions and answers presentation, we provide the reader with an easy-to-read table that highlights the major provisions of the Affordable Care Act and the timeline for their implementation.
The United Spinal Association remains vigilant in its efforts to ensure that the Affordable Care Act fulfills its promise for more accessible, affordable high quality care for those with spinal cord injuries and disorders. And we remain focused in our efforts to avert disastrous consequences to Medicare, Medicaid and Social Security coverage for our constituents and to help identify better and more responsible ways to reduce the nation’s deficit without adding unfairly to the burden of those must vulnerable in our society.
United Spinal conveys its sincere gratitude to Barbara Kornblau, JD, OTR, FAOTA, for her invaluable assistance in the development of this report. Ms. Kornblau’s efforts were instrumental in securing the inclusion of several provisions in the Affordable Care Act that respect those with disabilities as a health disparity population.
We welcome your feedback on this United Spinal Association report and any additional questions you may have about the Affordable Care Act at (202) 556-2076, EXT. 7101 or 7103, or by e-mail at [email protected] or [email protected].
>>>Download the Document in PDF
>>> Read the Report Online
Once You've Learned About Health Reporm Take a Quiz To Test Your Knowledge
From the Kaiser Family Foundation (3.15.11):
The Kaiser Family Foundation has created an interactive Quiz on the Health Reform Source that allows users to test their knowledge about what’s in – and what's not in -- the health reform law.
Quiz takers can compare their results to the general public, which was asked the same series of 10 questions in one of the Foundation’s recent Monthly Health Tracking Polls. The quiz also includes links to more information about specific provisions of the law.
>>> For the Interactive Health Reform Quiz
>>> For More Including an Interactive Implementation Timeline
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